Tag Archives: insurance

What Do Most HOA Fees Cover?

What Do Most HOA Fees Cover?

Understanding Your HOA Fees When you first start looking for a home, you might be attracted to condos and communities of townhomes or homes that offer amenities. These can include community centers, pools, street cleaning, and other nice-to-have benefits. However, these benefits are not free. These amenities and services are covered by an HOA fee

New Gap Insurance May Protect Your Home’s Value

Through a new type of insurance coverage, referred to as “Underwater Mortgage Insurance”, offered by AmTrust Financial Services, home owners now can protect the value of their home from a drop in prices on the real estate market. The insurance is expected to debut on a limited scale in December 2013. However, coverage will be available nationwide by

Keeping Your New Home Environmentally Sound

While the focus is often on redecorating and buying new furniture when moving into your new home, there are several steps you should take to ensure your home’s environment is safe and comfortable, in addition to aesthetically pleasing. According to contractor Danny Lipford and Honeywell Home Environment, the following simple strategies will protect your home

Are there specific questions I should ask a contractor?

According to the National Association of the Remodeling Industry, sometimes it’s not the responses you get that are important, but what you don’t get. So you should trust your instincts and pay attention to the information that is obviously missing. Nevertheless, here are some questions NARI suggest you ask before signing that remodeling contract: •

Time It Right: When to Build a Home

To build or not to build … Can anyone answer this question? Whenever someone has a big decision to make they typically turn to family, friends and of course the Internet for answers. Does building a new home qualify in the category of a “big decision?” You bet it does and in the real estate

What to Ask When Shopping for Homeowners Insurance

Being an informed consumer means not only reading your homeowners insurance policy closely, but also asking experts what constitutes the right type, and amount, of coverage you need for your home, according to the Insurance Information Institute (I.I.I.). A qualified insurance agent or insurance company representative can guide you in your choices. Here are six

A Fresh Assessment

By Keith Loria Let’s say you just purchased a new home that has a large property tax commitment. You may be able to do something about it. In today’s housing market, having the property reassessed is very in vogue. “A tax assessment is an estimate on the value of your property solely for the purpose